If you are one of the 4.3 million people who are in default on a student loan or among the 6.2 million in forbearance or deferment, you know what it feels like to have these crippling loan payments hanging around your neck month after month with no end or solution in sight.   

If you get the feeling that the deck is stacked against you, you are right.  Even filing for bankruptcy will not release the debt.  Every other kind of debt, with the exception of TAXES, can be discharged in bankruptcy.  It's like you are in a debtor's prison and even then, fees and penalties stack up and are added to the principal.  It is diabolical, but totally legal, leaving you just two ways out:  pay up or die.  If there is a co-signor, even death does not get rid of the loans.  Your only 'real' choice is to pay off the debt as quickly as possible. 

So, you ask, 'what is so special about this program that it will help eliminate my debt in a 12 months or less?'  I'm so glad you asked.  The answer is "nothing is SPECIAL" about us.  In fact, truth be told, there is nothing original about our 7 Steps either.  These are the same time-tested steps that any self-respecting, well-educated financial adviser will give you.  The difference is that we are here to help you do what you may not have been able to do before--follow these steps.  We provide incentive for you to do so.

My question to you is 'How Badly Do You Want to be Debt-Free?   

Do you want it badly enough to follow Our Innovative Solution*?  Many SAY yes, but when it comes right down to it, they really would rather blame someone else and live in credit hell for the rest of their lives, unable to buy a house or even a car without someone else co-signing, than to face the music and solve their problems.

Our solution involves an investment--An investment of your time and should you decide to join, an investment of a small monthly fee of just $14.97 per month, if you subscribe.  The month-to-month rate is $24.97.  Either way, you will have access to our course materials designed to educate you, first on the basics of personal financial management and later on advanced topics such as investing in stocks, foreign exchange markets (FOREX), real estate, crypto currencies, and the like.  It all begins with following the 7 Steps.

Here are the 7 Scholarshop Steps for getting rid of your debt.
(Click on each step for an expanded explanation)

Step One.  Own the problem and get a handle on just how bad your debt situation is.

Step Two.  Get EDUCATED about your personal finances.  Only then can you develop an effective strategy for eliminating debt and STAYING OUT OF DEBT.

Step Three.  Spend Less money than you make, including your bills.

Step Four.  Earn MORE money.  (This step is critical and this program can help with that endeavor.

Step Five.  Be patient – and save money regularly, even if it’s only $5 per week.

Step Six.  Continue Learning about personal financial management.  This program is designed to help with that too.

Step Seven.  Celebrate your NEW LIFE.

*Anyone can make these steps work.  However, for the steps to work for you in 12 Months or LESS, it takes a system...OUR system which incorporates all 7 of these steps into our Debt-Free program and enrollment in our affiliate program.